A Process that Requires Constant Monitoring & Constant Communication with Clients

As our advisory relationship moves forward, the first step is a "getting to know you" no-fee initial consultation.

We will ask you questions to get a broad picture of your financial situation, and most importantly, your goals and objectives. We will answer any questions you may have about our process.

Rose Valley emphasizes the development of a written Investment Policy Statement (IPS) – which is really the "business plan" for your portfolio. We help our clients to determine their investment objectives given their risk tolerances, time horizons, and projected cash flow needs.

We will work with you to implement your planning objectives and will develop a customized asset allocation for your portfolio using outside investment managers as part of our Investment Management Program.

Investment Management Program

Our Investment Management program includes ongoing financial planning consultations coupled with comprehensive asset management.

We remain in close contact with our clients during the development and implementation stage through face-to-face meetings, tele-conferences and by frequent status reports.

We provide continuous oversight of the portfolio, quarterly reports on portfolio performance and ongoing consultations on our client's finances, including recommendations for changes, as appropriate.

Wheel at Lotus Pond

Wheel at Lotus Pond - Rose Valley